Will BTC replace gold? Walmart accepts cryptocurrency payments

Nakamoto 2025-10-24 09:29 12658人围观 BTC

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Whenever I encounter a problem, I will answer it myself first and give you professional answers through practical experience.

Gold has been the value consensus of mankind for thousands of years

But in recent years, many big names have predicted that BTC will replace gold.

01

Will BTC replace gold?

Don’t rush to follow the trend and buy BTC.

We have to figure it out first: Can Bitcoin really replace gold?

Trump and CZ are optimistic about Bitcoin, and they are not just talking in vain.

Compared with gold, BTC has real market and technology support.

For example, it has the following characteristics

scarcity

Bitcoin’s halving mechanism every four years directly reduces the supply of new coins.

After the fourth halving is completed in April 2025, scarcity will be further highlighted.

This echoes the "natural scarcity" attribute of gold, and also gives it the gimmick of "digital gold"

Institutional influx

This is the essential difference between Bitcoin and the “retail speculation” of previous years.

As of October 2025, cumulative net inflows into Bitcoin spot ETFs have exceeded US$50 billion.

SEC drops multiple crypto lawsuits to further boost confidence

By comparison, the net inflow of Bitcoin ETFs in Q1 2025 will reach US$12 billion.

During the same period, gold ETFs showed net outflows, and there were obvious signs of capital rotation.

regulatory improvements

Many states in the United States are advancing Bitcoin strategic reserve legislation

New Hampshire has taken the lead in passing it, and the federal government has clearly included it in its strategic asset vision.

Regulation is no longer a "blanket ban" but a gradual standardization, which gives institutions the confidence to enter the market.

Trump signed an executive order to establish the U.S. strategic Bitcoin reserve, with the first batch planned to reserve 200,000 coins (currently worth approximately US$21 billion)

And at the White House Crypto Summit, he pledged to "promote the United States to become a global encryption center."”

At the same time, Changpeng Zhao pushed for Pakistan and other countries to establish a regulatory framework for cryptocurrency

His personal holdings exceed US$37 billion and account for a very high proportion of Bitcoin.

Shuaiteng feels that although Bitcoin is gaining momentum,

But it is still too early to say “beyond gold”, a value consensus that has been formed over thousands of years.

More importantly, gold is a sound traditional safe-haven asset

Bitcoin is an emerging allocation option adapted to the digital age”

It exists as a safe-haven asset

02

payment attributes

In addition to the value attribute, there is also the payment attribute

This is another major advantage of Bitcoin or other confidential currencies compared to gold.

Now if you use gold to barter, others will treat you more or less like a cutie.

Many large companies accept cryptocurrency payments

Even giants in the FMCG industry like Walmart

On the 21st, Walmart plans to accept crypto payments

But Walmart does not directly accept BTC/ETH on-chain transfers

Instead, it is a three-layer link of "BTC/ETH → stable currency → legal currency":
Users first exchange their cryptocurrency for the stablecoins (USDC, USDP) of the cooperative platform and confirm the ownership of the stablecoins through the Walmart compliance gateway. The real-time conversion to U.S. dollars into their bank accounts only takes a few dozen seconds on average, which is three times faster than credit card settlement on average.

Walmart’s decision is an inevitable response to “users, costs, competition”

Even a choice that “has to be made”

After all, young people “use cryptocurrency as a second wallet” and will lose customers if they don’t accept it.

In recent years, many people have indeed transferred tens of millions or billions of wealth in the currency circle.

Morgan Stanley’s 2025 report shows that among global users under the age of 35

38% regard cryptocurrency as a “second wallet” (used more than 5 times a month)

The proportion of such users of Walmart increased from 22% in 2020 to 34%

Crypto payments have advantages

Walmart’s supply chain covers 50 countries, and traditional cross-border settlement costs are extremely high
Purchasing home appliances from China. The traditional process takes 3 days and the handling fee is 4.2%. Pay with encryption. It can be completed in a few minutes and the handling fee is less than 1%. A single purchase of 10 million U.S. dollars saves 310,000 U.S. dollars.

Walmart’s access to encrypted payments truly means global business recognition

Encryption technology is the optimal solution to improve efficiency and reduce costs

Just like e-commerce 20 years ago and mobile payment 10 years ago

Change your lifestyle gradually

The real trend is never a vigorous revolution, but a silent penetration.

Withdrawing all your money is the last step to make sure you are safe.

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